Binance Earn products

ETH 2.0 products

Binance ETH 2.0 aims to provide an easy way for users to participate in the Ethereum 2.0 network and earn on-chain rewards. 

Reducing the minimum investment needed for ETH 2.0 staking

With Binance Earn, users don’t need to provide 32 ETH as is required when staking directly through Ethereum. This makes the barriers to entry smaller and reduces the initial capital needed for investment. With as little as 0.0001 ETH on Binance Earn, users can gain exposure to ETH 2.0 staking without such a significant investment.

Protection from penalties and slashing

For some products, Binance limits the risk of your stake being subjected to slashing or a penalty. These occur when the nodes engage in malicious activity or experience downtime. In some circumstances, Binance Earn takes on slashing risks for users and will return your staked tokens if an incident occurs. See our terms & conditions for more details.

Providing liquidity for locked ETH 2.0 staking

Locking your crypto increases risk as you cannot move the assets if market conditions change. ETH deposited for ETH 2.0 staking is locked, but Binance Earn provides all participants with transferable BETH tokens. These can be exchanged 1:1 with ETH once ETH 2.0 is live. BETH unlocks your liquidity and can reduce the risk associated with locking your tokens. 

Please note that the market determines the exchange rate of BETH/ETH, meaning it’s subject to price fluctuations. Rewards are also calculated based on the BETH in your wallet. If you trade BETH for ETH, you will no longer receive staking rewards.

Know where your staked ETH goes

100% of users’ deposited ETH on Binance Earn is staked on the Ethereum network. Binance does not and will not use these funds for other purposes such as collateral provision or lending. 

Savings products

Flexible Savings are always redeemable

Users can subscribe and redeem assets anytime while earning daily rewards. This principle means that your assets remain liquid and available to be used at any point.

Locked Savings can be exited at any time

Binance Earn users staked in Locked Savings don’t have to worry about the risks associated with locking their funds. Assets can be removed at any time, but you will lose out on your accumulated rewards.

Reserves for Savings funds 

Subscribed assets to Binance Savings are, in most cases, used for lending to users with borrowing needs. Currently, Borrowers are required to over-collateralize their loans upon issuance, and at any given time only 60% of savings deposits are lent out. 

These actions were taken to try and ensure that Savings users’ deposited assets remain redeemable even when the market price drops sharply. For ETH specifically, the current savings loan-to-value ratio is 33%, which provides Binance Earn with reserves that are intended to address market volatility.

Make Responsible Decisions with Binance Earn

It becomes easier to assess your portfolio’s risk with the correct information at hand. For those of you staked in Binance Earn products, our rundown of how we manage cryptocurrency and risk should prove valuable. If you require more information to help make an informed decision, you can always look directly at our product’s pages.

For additional information, please refer to the follow articles: look

Risk notice:  Cryptocurrency prices are subject to high market risk and price volatility. You should only invest in products that you are familiar with and where you understand the associated risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser prior to making any investment. 

This material should not be construed as financial advice. Past performance is not a reliable indicator of future performance. The value of your investment can go down as well as up, and you may not get back the amount you invested. You are solely responsible for your investment decisions. Binance is not responsible for any losses you may incur. For more information, please refer to our Terms of Use and Risk Warning.

The Binance Earn APR calculator helps you estimate your rewards using Flexible Savings or DeFi Staking on Binance Earn. All you have to do is type in the cryptocurrency, type of investment, and subscription time. The calculator will then compare the potential rewards you can earn in cryptocurrency over a select period. Helping you make an informed decision. APR does not display the actual or predicted returns/yield in any fiat currency.

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